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Josh Blum

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Advisor University

Advisor University


The 5 Ideal Client Scenarios + The Reverse Mortgage and Long-Term Care


Resources for Financial Professionals in E-Book Format or Bite Size Videos.  All Videos under 5 minutes in length!


How To Have The Housing Conversation With Clients


What Elite Advisors Do Different


1 Thing Even Elite Advisors Are Missing 


What's A HELOC vs A RELOC & Why Does It Matter?

Alternative Resources


A 15 minute conversation with Elder Care Attorney Jason Neufeld




Educational Books




Pfau, Wade, 2018. “Reverse Mortgages: How to use Reverse Mortgages to Secure your Retirement”

Graves, Don, 2019. “The Retirees Guide to Housing Wealth”

Hultquist, Dan, 2020 “Understanding Reverse- Simplifying the New Reverse Mortgage”

Accola, Harlan 2018 “Home Equity and Reverse Mortgages”

Giordano, Shelley, 2019. "Whats the deal with Reverse mortgages" 

***If you'd like me to ship you a book directly please contact me!









Davison, Tom. 2014. “Strategic Uses of Reverse Mortgages for Affluent Clients.”  Tools for Retirement Planning April 16.

Neuwirth, Peter, Barry H. Sacks, and Stephen R. Sacks. 2017. Integrating Home Equity and Retirement Savings through the Rule of 30   Journal of Financial Planning, Retirement Insight and Trends

Pfau, Wade. Forbes March 11, 2020  How Much Can Retirees Spend

Darwish, David HBKS Wealth Advisors June 25, 2019  Reverse Mortgages Convert Your Home Into Income

Pfau, Wade. 2016. Incorporating Home Equity into a Retirement income Strategy   Journal of Financial Planning 

Pfeiffer, Shaun, John Salter, and Harold Evensky. 2013. Increasing the Sustainable Withdrawal Rate Using a Standby Reverse Mortgage  Journal of Financial Planning 

Pfeiffer, Shaun, C. Angus Schaal, and John Salter. 2014.  HECM Reverse Mortgages: Now or Last Resort?   Journal of Financial Planning 

Sacks, Barry H., and Stephen R. Sacks. 2012. Reversing the Conventional Wisdom: Using Home Equity to Supplement Retirement Income Journal of Financial Planning 

Sacks, Barry, and Giordano, Shelley. 2016 A Case Study   An Alternative Asset to Buffer Sequence of Return Risk in Retirement  The Retirement Management Journal

Salter, John, Shaun Pfeiffer, and Harold Evensky. 2012. "Standby Reverse Mortgages: A Risk Management Tool for Retirement DistributionsJournal of Financial Planning

Tomlinson, Joe. March 18, 2014. “How Reverse Mortgages Improve Sustainable Withdrawal Rates.” Advisor Perspectives 

Tomlinson, Joe. April 14, 2015. “New Research: Reverse Mortgages, SPIAs and Retirement Income.” Advisor Perspectives 

Tomlinson, Joe, Shaun Pfeiffer and John Salter. 2016. “Reverse Mortgages, Annuities and Investments: Sorting Out the Options to Generate Sustainable Retirement Income.” Journal of Personal Finance

Warshawsky, Mark J. 2017 Retire on the House – Use of Reverse Mortgages to Enhance Retirement Security  Journal of Financial Planning 

Davison, Tom. March 3, 2014 Reverse Mortgage Funds Social Security Delay  Tools for Retirement Planning 

Tomlinson, Joe. October 17, 2019  Evaluating Reverse Mortgages as Investments  Advisor Perspectives 

Davidson, Tom and Turner, Keith. Fall  2015   A Reverse Mortgage: A Strategic Lifetime Income Planning Resource The Journal of Retirement

Kitces, Michael. September 18, 2013. “Is a Reverse Mortgage Better Than Keeping a Traditional Amortizing Mortgage in Retirement?” Nerd’s Eye View

Pepe, Stephen R. 2017. “The Home Equity Conversion Mortgage as a Long-Term Care Insurance Alternative for Financing In-Home Care. Journal of Financial Service Professionals. July. Issue 4 (53-66).

Pfau, Wade, Joe Tomlison, Steve Vernon. November 2017. “Optimizing Retirement Income by Integrating Retirement Plans, IRAs, and Home Equity  A Framework for Evaluating Retirement Income Decisions.” Stanford Center on Longevity

Pfau, Wade D. December 1, 2015. “Advisors Need a Fresh Look at Reverse Mortgages.” Advisor Perspectives

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Josh Blum services the Fort Lauderdale and greater South Florida area including Miami Dade County, Broward County, Collier County, Palm Beach County, Martin County, and St. Lucie County, .

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